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SHARE RATES
Share Rates
Annual Percentage Yield is accurate as of January 31, 2012. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.
Account Type
Minimun Opening
Deposit		 Minimum Balance
to Earn APY		 Limitations* Dividend Rate Annual
Percentage
Yield
Dividends will be compounded and will be credited monthly. Average Daily Balance.
Christmas Club
$5.00 - $24,999.99
$25,000.00 & over 
 
$5.00
$5.00
 
–
–
 
Transfer & Withdrawal*
Transfer & Withdrawal*
 
.75%
1.00%
 
0.75%
1.00%
Prime Checking
$1,000.00
 
$25.00
 
$1,000.00
–
–
 
0.30%
 
0.30%
Share Savings
$5.00 - $24,999.99
$25,000.00 & over 
 
$5.00
$5.00
 
$5.00
$5.00
 
Transfer*
Transfer*
 
0.25%
0.40%
 
0.25%
0.40%
IRA Share Savings
$5.00 - $24,999.99
$25,000.00 & over 
 
–
–
 
–
–
 
Transfer & Withdrawal*
Transfer & Withdrawal*
 
0.55%
0.80%
 
0.55%
0.80%
Money Market
 
$2,500.00 - $24,999.99
 
$25,000.00 - over
 
$2,500.00
$2,500.00
 
$2,500.00
$2,500.00
 
Transfer*
Transfer*
 
0.30%
0.45%
 
0.30%
0.45%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.


IRA & Share Certificates

Annual Percentage Yield is accurate as of January 31, 2012. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded and credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
    • Term
    Minimum Balance
    		 Dividend Rate Annual
    Percentage
    Yield
    6 Month
    12 Month
    24 Month
    36 Month
    48 Month
    60 Month
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    $1,000.00
    0.25%
    0.50%
    0.80%
    1.15%
    1.40%
    1.90%
    0.25%
    0.50%
    0.80%
    1.16%
    1.41%
    1.92%
    6 Month
    12 Month
    24 Month
    36 Month
    48 Month
    60 Month
    $25,000.00
    $25,000.00
    $25,000.00
    $25,000.00
    $25,000.00
    $25,000.00
    0.25%
    0.50%
    0.80%
    1.15%
    1.40%
    1.90%
    0.25%
    0.50%
    0.80%
    1.16%
    1.41%
    1.92%
    Jumbo Certificates
    6 Month
    12 Month
    24 Month
    36 Month
    48 Month
    60 Month
     
    $75,000.00
    $75,000.00
    $75,000.00
    $75,000.00
    $75,000.00
    $75,000.00
     
    0.45%
    0.60%
    0.90%
    1.25%
    1.50%
    2.00%
     
    0.45%
    0.60%
    0.90%
    1.26%
    1.51%
    2.02%
    Youth Account Certificates
    6 Month
    12 Month
    24 Month
     
    $500.00
    $500.00
    $500.00
     
    0.25%
    0.50%
    0.80%
     
    0.25%
    0.50%
    0.80%
    * For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure

    Click here for the compound interest calculator or click here for the APR calculator.