Summary of Services

Savings Accounts

• Tiered Savings Accounts
• Certificates 6 Mos - 5 Yrs Terms
• IRAs - Traditional & Roth
• Christmas Club Accounts
• Looney Tunes Kid's Club Accounts
• NCUA Insured
• Current Savings Rates

Money Market Accounts

• Overdraft Protection
• No Monthly Fee With A Minimum Balance Of $2,500
• Three Rate Levels: $2,500, $25,000 and $75,000
• Custom Checks
• Visa Debit Card
  

Checking Accounts

• Free Checking      
  • No Monthly Service Charge
  • Free Bill Pay And Home Banking
    
  • No Minimum Balance Required
• Prime
  • Any Midlander Age 50+
  • Interest Bearing
  • Free Use of Copier
  • 3 Free Money Orders per Month
  • 1 free box of checks a year
• CU Succeed
  • Any Midlander Age 13-17
  • Interest Bearing
  • 1 Free Box of Checks
• Crossroads
  • Any Midlander Age 18-24
  • Interest Bearing
  • 1 Free Box of Checks
  • Eligble for Starter Visa Credit Card
• Fresh Start
  • $6.00 a month
  • ATM Card
  • Free Online Bill Pay & Internet Banking
• Reorder Checks Online

Visa Check Card

• No Monthly Fee
• Accepted Everywhere Visa is Accepted
• Can Be Used For Purchases or Cash
• To report a lost or stolen debit card call 1-800-554-8969

ATM Card

• ATM Machine Located at all Locations
• No Service Fee at MCFCU ATM's
• Pulse, The Exchange and MPACT Networks

Mastercard / Visa

• Platinum, Gold or Classic
• No Annual Fee
• 25 Day Grace Period
• Online Management via GoToMyCard.com
• Current Rates

Telephone Teller

• Unlimited free calls
• Local: 688.8412
• Out of Town: 800.499.1405
  Click on the telephone for Telephone Teller Instructions.

Direct Deposit

• Paycheck is Automatically Deposited

Automatic Drafts

• For Monthly Bills, Insurance, Utilities, Etc.

Payroll Deduction

• Save Money by Automatic Deposit

Other Services

• Drive Thru Services at All Locations
• Night Depository at All Locations
• American Express Travelers Checks
• Travelers Express Money Orders
• Postage Stamps
• Credit Union Checks
• Coin Counters at All Locations

Discounted Tickets

• Theme Park Tickets
• Midland Hollywood Theatres
• Rockhounds/Jackalopes
• View current deals

Loans

• New & Used Autos
• Mortgages
• Home Equity
• Home Improvement
• Recreational Vehicles
• Pre-Approvals
• Low Financing Rates
• Apply for a Loan Online
• Current Loan Rates

Family Membership

• Any immediate relative of a member or an occupant of a member's household is eligible for membership.

Internet Services

• Home Banking
  • Check balances, make transfers, pay bills etc.
• Loans Online
  • Apply for many types of loans at your convenience [Mortgages | Other]
• CUNA Mutual Insurance
• Reorder Checks from Liberty Checks
• Manage Your Credit Card Account