Current Savings
Rates -As of May 06, 2008
All Rates are subject to change. For more information
on applicable fees and rates, please phone a Member Services Representative
at 432.688.8400.
To apply for a loan call the Lending Center at 432.688.8400.
Certificates may have a penalty imposed for early withdrawal.
Activity fees may reduce the earnings on the account. See the
Truth-N-Savings Disclosure for more information.
APY = Annual Percentage Yield
Share
Savings:
| Balance |
Dividend Rate |
APY |
| $5.00 to $2,499.99 |
1.75% |
1.76% |
| $2,500.00 to $24,999.99 |
2.25% |
2.27% |
| $25,000.00 and over |
2.75% |
2.79% |
Money Market:
|
Balance |
Dividend Rate |
APY |
| $2,500-$24,999.99 |
2.75% |
2.79% |
| $25,000-$74,999.99 |
3.25% |
3.30% |
| $75,000.00 and over |
3.75% |
3.82% |
Checking
Accounts:
Balance |
Dividend Rate |
APY |
| Prime
(minimum $1,000.00) |
0.65% |
0.66% |
IRA
Share Savings:
| Balance |
Dividend Rate |
APY |
| $5.00 to $2,499.99 |
3.00% |
3.04% |
| $2,500.00 to $24,999.99 |
3.50% |
3.56% |
| $25,000.00 and over |
4.00% |
4.07% |
IRA
and Share Certificates:
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 6 Month |
$1,000.00 |
2.84% |
2.87% |
| 12 Month |
$1,000.00 |
3.01% |
3.05% |
| 24 Month |
$1,000.00 |
3.24% |
3.29% |
| 36 Month |
$1,000.00 |
3.43% |
3.48% |
| 48 Month |
$1,000.00 |
3.57% |
3.63% |
| 60 Month |
1,000.00 |
3.70% |
3.76% |
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 6 Month |
$5,000.00 |
2.94% |
2.97% |
| 12 Month |
$5,000.00 |
3.11% |
3.16% |
| 24 Month |
$5,000.00 |
3.34% |
3.39% |
| 36 Month |
$5,000.00 |
3.53% |
3.59% |
| 48 Month |
$5,000.00 |
3.67% |
3.73% |
| 60 Month |
$5,000.00 |
3.80% |
3.87% |
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 6 Month |
$25,000.00 |
2.99% |
3.03% |
| 12 Month |
$25,000.00 |
3.16% |
3.21%
|
| 24 Month |
$25,000.00 |
3.39% |
3.45% |
| 36 Month |
$25,000.00 |
3.58% |
3.64% |
| 48 Month |
$25,000.00 |
3.72% |
3.78% |
| 60 Month |
$25,000.00 |
3.85% |
3.92% |
Jumbo Certificates
|
Term |
Minimum Balance |
Dividend Rate |
APY |
|
6 Month |
$75,000.00 |
3.04% |
3.09% |
|
12 Month |
$75,000.00 |
3.21% |
3.26% |
|
24 Month |
$75,000.00 |
3.44% |
3.49% |
|
36 Month |
$75,000.00 |
3.63% |
3.69% |
|
48 Month |
$75,000.00 |
3.77% |
3.84% |
|
60
Month |
$75,000.00 |
3.90% |
3.97% |
Youth Account Share Certificates:
| Term |
Minimum Balance |
Dividend Rate |
APY |
| 6 Month |
$500.00 |
3.00% |
3.05% |
| 12 Months |
$500.00 |
3.25% |
3.30% |
| 24 Months |
$500.00 |
3.40% |
3.46% |
|
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